Fantastic Online Business Opportunities For Retired People | Online Business

After retirement, you are likely to find that you have plenty of extra time in your days. The extra time of doing nothing can be exciting at first, but then you start getting bored and you might want to find something constructive to do. Working as a retiree does not only keep you busy, but also ensure you are self-reliant because you can take care of your bills without any problems. Nothing can be better than to continue being financially stable even after you have retired and luckily there are lots of online business opportunities you can take advantage of.The good thing about legitimate online jobs is that you do not have to wake up early nor leave your home. You can schedule your working hours so they work for your convenience. You also have the freedom to stop working at any given time, thus making it possible for you to enjoy other areas of your life as you continue accumulating an income.Tutor – One of the best online business opportunities you can choose as a retiree is tutoring. You can offer the tuition services in your field of expertise and you will be surprised at just how many people now embrace online tutoring on various areas. You can join sites offering tuition services or you can better still start your own online tutoring business.Write or edit – The good thing about being a retiree is that you have vast knowledge and experience in different areas and you can therefore easily handle writing or editing work in your areas of interest or expertise. You can work as a freelance writer or editor by joining a good freelance site where the jobs are in abundance. The good thing about this business opportunity is that you have the freedom of choosing content to write or edit hence you get to choose only what you feel you can deliver excellently and enjoy at the same time.Sell – The online platform has endless opportunities when it comes to selling. You can start by finding things you have around the house and selling them on platforms such as Amazon, Craigslist and eBay among others. Apart from selling what you have, you can also try affiliate marketing to make good money. If you have an offline business somewhere, it could also be high time that you sell your services or products online. When you choose the right path and the right tools, you definitely will enjoy your online selling experience.Buy a home-based franchise – Even though franchises that can be operated online and from home are limited, you can still find a few valuable ones you can try out. The internet has plenty of resources you can use to do your research on the best so that you can make an informed decision and a valuable one at that. The secret here is to choose a franchise, you are bound to enjoy every single day and one that makes your investment worthwhile.

Texas Farm and Ranch Insurance – Tips for Finding the Right Coverage at the Right Price!

If you are searching for Texas Farm and Ranch Insurance, chances are you know that your property has a highly specific set of insurance requirements. Dealing with a seasoned professional that is well versed in this field of insurance can help you get a comprehensive policy that covers all of your specific needs. Coverage is available for cattle ranches, dairy farms, commercial growers, Horse Farms, Estate Farms, Family Farms & Ranches, Homes located on a few acres and much more. And because farming and ranching is a way of life, a comprehensive policy can get you coverage to insure your personal assets as well. It can seem like an overwhelming process, but with the right agent, you’ll feel good about your coverage selections.Finding an insurance provider that offers an array of policies and coverage with payment options tailored for your needs can help make the insurance process pleasant and easy. A qualified agent can educate you regarding policies that cover your farming equipment, livestock, machinery, crops, saddles and tack, ATV’s, barns, shops, fencing and more. If an accident happens, you want to feel confident that all aspects of your home and business are covered. Your agent can help you choose from special endorsements that cover the items you need covered.An insurance agent that works closely with you to help you decide what you need to cover and how much coverage is ample for you needs is a necessity. Your provider should understand that as a farm or ranch owner, your insurance needs go beyond traditional home insurance policy coverage. If you are a dairy farmer, for example, and an unexpected event contaminates all your milk for distribution, the loss can mean a financial catastrophe for your family. Having the proper coverage can give you peace of mind in an unfortunate event like this.Professional insurers understand that what you do is a way of life. And because they are sensitive to that fact, they will work hard to get you policies with the highest rating, the most comprehensive coverage and the most reasonable prices. Irrigation systems, theft of livestock, death of livestock due to a collision, income loss, broken farming equipment and farm liability must be kept in mind. These are all aspects of your life and livelihood that traditional home owners don’t need to worry about. But you do. Whether it’s the tractor or the whole farm you are looking to insure, Texas Farm and Ranch Insurance will make sure you’re covered in your time of need.

2012 – New Year, New Driving Laws

Driving safety continues to be an important issue being examined by legislators and citizens alike. The 2012 Roadmap to State Highway Safety Laws shows the many gaps in traffic safety laws across the country. This report used a group of laws to evaluate states, most of which encompassed motorcycle helmet, booster seat, and seat belt measures, as well as limitations and requirements for young drivers, texting bans and stricter impaired driving laws.Many states passed new driver laws for the new year that relate to these areas.Cell Phone Use30 states have already banned or restricted drivers’ cell phone use in some way, with more continuing to do so.

Effective January 1st, 2012, texting while driving is declared illegal in North Dakota and Nevada.
Oregon closed a loophole in a law that enabled drivers to use hand-held devices in work-related situations. Cell phone use is now completely banned.
Safety Measures

Children under the age of eight in California are now required to use booster seats. The previous age ceiling was six. This law came into effect with increased protection as the driving force – booster seats increase the chance of surviving a crash by 45 percent for children in this age range.
Illinois passed legislation that now requires adult passengers in the backseat to wear a safety belt. Previously, adults in the front seat and children in the front or back were required to. Fines will be given to those not wearing a seatbelt in the backseat.
Drunk DrivingDrunk driving costs the U.S. over $132 billion per year. Related laws continue to be adopted by more and more states.

Tougher drunk driving laws have been enacted in Nebraska. Those convicted must have their licensed revoked or have an ignition interlock device installed in their vehicle.
With most states already having some drinking and driving legislation, many are now working to enact tougher legislation and close loopholes in existing laws.Teen Driving

In North Carolina, stricter laws have been enacted that require teen drivers to turn in a record of their driving time in order to obtain their learner’s permits. After this point, they must produce 60 hours of supervised driving documentation. From there, they are able to get a limited license. They then must complete 12 more hours over the following six months to obtain their full license. These types of measures are similar to what many states have instituted, called the Graduated Driver Licensing (GDL).
Additional Laws

Another Illinois law that came into effect January 1stallows motorcyclists to proceed through red lights after waiting two minutes and checking to make sure they can cross safely. This was created due to motorcycles’ weight not activating traffic lights that use ground sensors. Also in Illinois, trackers are now prohibited from using their cell phones without hands-free headsets.
Motor vehicle crashes cost society $230 billion annually. Many of the causes of these crashes are preventable. By being aware of the laws and legislation, as well as safety suggestions and precautions, we can all help reduce the number of accidents.

Bio on Kes Phelps, Freelance Web Designer

In 1996 Kes Phelps asked himself what are his natural abilities were and what he enjoyed. He had always been creative with a passion for art and design, and also technically minded. The Internet boom had just exploded and so he made the decision to carve a career in Web Design.At the time there were no Web Design higher level education courses in his home town of Norwich in the UK, to which he was committed due to family reasons. The most suitable and highest profile course was the Applied Computing degree at the University of East Anglia which, although was predominately a software engineering degree, did have some modules related to web design and the programming and database skills would stand him in good stead for developing web based applications.Kes successfully completed the prerequisite Access Course in Engineering and Technology at the Norwich City College and was offered a place on his chosen degree which he went on to complete, with honours, in 2000.His first position after graduation was at British Telecom working as a call centre operative. Then after six months, a secondment within BT Retail arose, building an Intranet site for a team of project managers. He put himself forward and his application was accepted.This short term contract was invaluable in his personal and skill development. Here he taught himself ASP building a small scale, web based application. He was also given the opportunity to develop his project management skills gained at university.From there he had a brief spell as a freelance web designer but due to lack of experience, struggled to make a comfortable living. It was clear he needed to get back into the workplace to gain more experience and after six months as a freelancer he managed to find work with mProvision, then known as mGenie.mGenie was an internet marketing company owned by Fox Tucker. Fox was well known within the affiliate marketing arena and helped create the DGM’s affiliate marketing network.This wasn’t just an excellent opportunity for Kes to hone his web design and development skills, but also to learn about the entrepreneurial aspects of online business from his mentor, Fox. After one year he was appointed Head of Technical Development, designing, developing and project managing internet solutions that delivered Mobile Phone Media. It was here that he became fascinated by his now specialist area of Internet development, search engine optimisation.After three years at mProvision he went on to join WhichPoker.com, a highly successful online poker portal, as Head of Mobile Content. When the company realised his search engine optimisation expertise he became involved with their online marketing. After ten months however he was made redundant due to role change.By this time, however, his skills and experience were sufficient to go into business as a freelance web designer, developer and SEO. This had always been a dream and something continuing very much in the background but now there was an opportunity to take it to another level. He redesigned and optimised his site, which you can get to via the link in the footnote of this article, and slowly watched it climb the search engine rankings.As it climbed the enquires began to come and now Kes Phelps has a steady flow of work, specialising in designing, developing and optimising internet solutions for small and medium sized businesses.